You should lease your equipment through FFSI because we can provide you with industry expertise and professional service that will make leasing easy.

Transaction Sizes – $10,000 to $75,000 may qualify for a "Quick Response" Lease Program.

Information Required – A completed FFSI Lease Application, provided that the client has been in business for at least two (2) years. A business that has been established for less than two (2) years may be eligible depending upon the type of business. Please contact FFSI to discuss your situation.

Credit Turnaround Time – FFSI averages one (1) business day or less, to process "Quick Response" lease transactions.

Equipment Types – Almost all types of equipment are eligible for leasing under this program.

Equipment Location – Nationwide. FFSI will assist our client's leasing needs anywhere in the United States. (We do require that the equipment be kept within the United States.)
 

Leasing is a method of financing your equipment, which can provide you with a variety of terms and options to help you meet your company's equipment needs. FFSI has several types of equipment leases that you can choose from. Each has advantages that your FFSI Lease Representative will be happy to explain.

• 100% financing of the equipment cost
• Allows the option to own
• Conserves working capital
• Fixed rate terms from 24 to 60 months
• Limits the impact on existing bank lines and relationships
• Bank credit lines are kept available to support increases in a company's immediate working capital demands
• Tax advantages - Lease payments may be accounted for as an operating expense and may be tax deductible.
• Makes upgrades and add-ons easier and more convenient

FFSI Develops Relationships – FFSI works with people and businesses, not just ratios and statistics. The more we know about your business, the better we can meet your expectations.

FFSI Is Fast – FFSI's "Quick Response" program enables our clients to get a decision on transactions under $75,000 within one business day.

FFSI Is Experienced – Our knowledge and expertise in the field of equipment leasing is first class. Aside from the vendors we deal with, FFSI's leasing services are used by some of the nation's largest banks, accounting firms, and leasing companies. Many "Big Ticket" leasing companies use FFSI's services to facilitate their client's transactions when the deals are too small for their portfolios.

FFSI Provides Training – We provide our vendors with continuous training programs to increase their sales staff's knowledge of equipment leasing and the options it can provide.

Leasing is generally the most cost-effective way to acquire your equipment. The initial capital investment for your new equipment is lower with an FFSI lease, than with the typical bank loan or an outright cash purchase.

Typically, banks will lend up to eighty percent (80%) of the equipment "hard costs" and will not cover any "soft costs". The average bank loan requires approximately twenty-eight (28%), to forty (40%) percent of the equipment cost as an initial investment by the client. FFSI's clients' find that the typical initial capital required to establish a lease with us is about five percent (5%) of the total equipment cost. With FFSI, you may be able to acquire $50,000 worth of equipment, with as little as a $2,600 initial investment.

ELIGIBLE EQUIPMENT
Computers, File Servers, Mainframes, CAD/CAM, PC's, and Laptops. Generally any type of computer equipment is acceptable, including printers, plotters, routers, network packages, and some types of software.
Telephone Systems - All types and sizes. Switches, office systems, digitizer, data compression equipment, interface computers, telephones, channel banks (T-1's), etc.
Office Furniture & Equipment - Executive furniture, modular furniture systems (new or used), filing systems, copiers, postage machines, and mailing equipment, etc.
Material Handling Equipment - Pick & Place systems, racking systems, forklifts, pallet jacks, scissor jacks, portable elevators, conveyor systems, etc.
Industrial Machine Tools - Presses, breaks, lathes, punches, welders, shears, saws, etc. Some used equipment may be eligible. Please call FFSI for details.
Plastic Equipment - Extrusion equipment, trimmers, assembly systems, etc.
Food Preparation Equipment - Baggers, scales, sorters, shrink wrappers, commercial fryers & ovens, flash freezers, etc.
Printing Equipment -Almost all types of new & used. Including presses, binders, cutters, laminators, etc.
Medical & Dental Equipment - Almost all types. Commercial Vehicles - Almost any type of vehicle used for and by the business.

NON-ELIGIBLE EQUIPMENT
Signage, art work or tenant improvements to offices not owned and occupied by the lessee.
Exclusive use equipment such as specific application robotics or customized computers.
Any type of life support, intrusive or nuclear medical equipment.
Any type of equipment associated with hazardous or nuclear waste material.
Customized "exclusive use" software
 

• Less than $75,000 – You may qualify for FFSI's "Quick Response" Lease Program. FFSI can review your transaction on an "Application Only" basis, usually less than one (1) business day. Ask for an FFSI "Quick Response" brochure.
• Between $75,001 and $250,000 – FFSI should have a response to you within two (2) business days following our receipt of a complete credit package. Call FFSI for details.
• $250,001 - $1,000,000 – FFSI's response time will be contingent on the complexity of your transaction and the type of lease structure required to meet your needs. We can usually respond within 3-4 days. Call FFSI for details.